{"id":50,"date":"2020-02-06T11:52:38","date_gmt":"2020-02-06T11:52:38","guid":{"rendered":"https:\/\/websiteunderdevelopment.com\/services\/"},"modified":"2026-09-08T01:06:18","modified_gmt":"2026-09-08T08:06:18","slug":"services","status":"publish","type":"page","link":"https:\/\/improvedcredit.org\/es\/services\/","title":{"rendered":"Servicios"},"content":{"rendered":"
\n
\n
\n

Servicios<\/h1>\n

We offer a wide range of services and provide complete client satisfaction<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n

\n
\n
\n
<\/span><\/a><\/div>

Administrar cr\u00e9dito<\/a><\/h3><\/div><\/div><\/div>\n<\/div>\n\n
\n
<\/span><\/a><\/div>

Reducir la deuda<\/a><\/h3><\/div><\/div><\/div>\n<\/div>\n\n
\n
<\/span><\/a><\/div>

Pagar la deuda estudiantil<\/a><\/h3><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n
\n
\n
<\/span><\/a><\/div>

Comprar una casa<\/a><\/h3><\/div><\/div><\/div>\n<\/div>\n\n
\n
<\/span><\/a><\/div>

Qu\u00e9date en mi casa<\/a><\/h3><\/div><\/div><\/div>\n<\/div>\n\n
\n
<\/span><\/a><\/div>

Bancarrota<\/a><\/h3><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n
\n
\n
\n
<\/span><\/div>

Administrar cr\u00e9dito<\/h2><\/div><\/div><\/div>\n\n

Our credit counseling and debt management services aren\u2019t intended to improve your credit score, but the free financial literacy education and counseling we offer can teach you the right ways to improve your credit score.<\/p>\n

A free copy of your Equifax, Experian, and TransUnion credit reports can be obtained once every 12 months from the Annual Credit Report Request Service. You can find this online at www.annualcreditreport.com<\/a> or you can call 877-322-8228. (877-730-4104 \/ TDD). This free report does not include your credit scores.<\/p>\n

CCCS offers a merged three bureau credit report for a fee that includes your credit scores. An appointment that includes a free review to be sure you understand the report and to answer questions is required for this service. We can advise you how to dispute inaccurate information and help you learn how to avoid being scammed by credit repair companies.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n

\n
\n
\n
<\/span><\/div>

Reducir la deuda<\/h2><\/div><\/div><\/div>\n\n

If you are having trouble repaying your debts, take the first step by clicking here<\/a> or reaching out to one of our Certified Credit Counselors, who will work with you to gain an understanding of your financial situation and then develop a personalized plan to move forward.<\/p>\n

Debt counseling includes a wide variety of services designed to help you better manage your finances and address different kinds of debt. Part of our private one-on-one, no-judgment counseling involves helping you determine which solutions are the best for your situation. Each session is tailored to your own personal needs and situation. Our counselors are local, and we are here to help, listen and try to seek workable solutions.<\/p>\n<\/div><\/div>\n\n

Get Started Right Now!<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n
\n
\n
\n
<\/span><\/div>

Pagar la deuda estudiantil<\/h2><\/div><\/div><\/div>\n\n

I can\u2019t afford to pay my student loans!<\/strong><\/p>\n

Which student loan repayment option is best for me?<\/strong><\/p>\n

Should I consolidate my student loans?<\/strong><\/p>\n<\/div><\/div>\n\n

Let\u2019s face it: borrowing to pay for college is the easy part. There is no shortage of sources, but choosing the right one is a little more difficult. Then, choosing the best repayment options for your student debt once you leave school can give anyone a headache. The options seem to range from merely confusing to downright complex. We can help.<\/p>\n

That\u2019s where our certified Student Loan Counselors can help you navigate your repayment options and available forgiveness programs. Our experts will guide you, based on your personal situation, to ensure you understand your debt and minimize your loans\u2019 impact on your current and future plans.<\/p>\n<\/div><\/div>\n\n

Learn More about Student Loans:<\/strong><\/p>\n

Federal Student Aid<\/a><\/strong> \u2013 An office of the U.S. Department of Education<\/p>\n

National Consumer Law Center<\/a><\/strong> \u2013 NCLC uses the tools of advocacy, education, and litigation to fight for economic justice for low-income and other vulnerable people who have been abused, deceived, discriminated against, or left behind in our economy.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n

\n
\n
\n
<\/span><\/div>

Comprar una casa<\/h2><\/div><\/div><\/div>\n\n

Do you plan to buy a home soon? You probably have lots of questions and concerns. Relax: you are not alone, and we are here to help you. We are committed to working in the best interests of our clients and will provide unbiased guidance.<\/p>\n

For more than 40 years we have been helping families and individuals with financial questions about housing. Our professional counselors can help you with any issue might be facing, whether you need to learn more about homeownership, you are facing foreclosure, or you are behind in your rent. We can help you understand your options and make an informed decision on your best course of action.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n

\n
\n
\n
<\/span><\/div>

Qu\u00e9date en mi casa<\/h2><\/div><\/div><\/div>\n\n

Are you behind in your rent or mortgage? Do you want to stay in your home for as long as possible? You worked hard to build it and it\u2019s full of loving memories.<\/p>\n

We are approved by the U.S. Department of Housing and Urban Development (HUD) to provide housing education and counseling services. This ensures you\u2019ll receive professional, knowledgeable and unbiased information and advice.<\/p>\n

Thinking about a Reverse Mortgage? We can talk about the pros and cons, and let you know who qualifies.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":45,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-50","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nServices - Improve Credit<\/title>\n<meta name=\"description\" content=\"We offer a wide range of services and provide complete clientsatisfaction. From managing credit to bankruptcy counseling, we are here to every consumer.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/improvedcredit.org\/es\/services\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Services - Improve Credit\" \/>\n<meta property=\"og:description\" content=\"We offer a wide range of services and provide complete clientsatisfaction. From managing credit to bankruptcy counseling, we are here to every consumer.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/improvedcredit.org\/es\/services\/\" \/>\n<meta property=\"og:site_name\" content=\"Consumer Credit Counseling Service of Southern Oregon\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-08T08:06:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/websiteunderdevelopment.com\/wp-content\/uploads\/2026\/09\/consumer-credit-counceling-medford-featured-image.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1919\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/improvedcredit.org\\\/services\\\/\",\"url\":\"https:\\\/\\\/improvedcredit.org\\\/services\\\/\",\"name\":\"Services - Improve Credit\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/improvedcredit.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/improvedcredit.org\\\/services\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/improvedcredit.org\\\/services\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/improvedcredit.org\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/consumer-credit-counceling-medford-featured-image.jpg\",\"datePublished\":\"2020-02-06T11:52:38+00:00\",\"dateModified\":\"2026-09-08T08:06:18+00:00\",\"description\":\"We offer a wide range of services and provide complete clientsatisfaction. From managing credit to bankruptcy counseling, we are here to every consumer.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/improvedcredit.org\\\/services\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/improvedcredit.org\\\/services\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/improvedcredit.org\\\/services\\\/#primaryimage\",\"url\":\"https:\\\/\\\/improvedcredit.org\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/consumer-credit-counceling-medford-featured-image.jpg\",\"contentUrl\":\"https:\\\/\\\/improvedcredit.org\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/consumer-credit-counceling-medford-featured-image.jpg\",\"width\":1919,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/improvedcredit.org\\\/services\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/improvedcredit.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/improvedcredit.org\\\/#website\",\"url\":\"https:\\\/\\\/improvedcredit.org\\\/\",\"name\":\"Consumer Credit Counseling Service of Southern Oregon\",\"description\":\"Located in Medford, we are a local team of professionals who are committed to improving your financial health.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/improvedcredit.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Services - Improve Credit","description":"We offer a wide range of services and provide complete clientsatisfaction. From managing credit to bankruptcy counseling, we are here to every consumer.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/improvedcredit.org\/es\/services\/","og_locale":"es_MX","og_type":"article","og_title":"Services - Improve Credit","og_description":"We offer a wide range of services and provide complete clientsatisfaction. From managing credit to bankruptcy counseling, we are here to every consumer.","og_url":"https:\/\/improvedcredit.org\/es\/services\/","og_site_name":"Consumer Credit Counseling Service of Southern Oregon","article_modified_time":"2026-09-08T08:06:18+00:00","og_image":[{"width":1919,"height":1080,"url":"https:\/\/websiteunderdevelopment.com\/wp-content\/uploads\/2026\/09\/consumer-credit-counceling-medford-featured-image.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Tiempo de lectura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/improvedcredit.org\/services\/","url":"https:\/\/improvedcredit.org\/services\/","name":"Services - Improve Credit","isPartOf":{"@id":"https:\/\/improvedcredit.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/improvedcredit.org\/services\/#primaryimage"},"image":{"@id":"https:\/\/improvedcredit.org\/services\/#primaryimage"},"thumbnailUrl":"https:\/\/improvedcredit.org\/wp-content\/uploads\/2026\/09\/consumer-credit-counceling-medford-featured-image.jpg","datePublished":"2020-02-06T11:52:38+00:00","dateModified":"2026-09-08T08:06:18+00:00","description":"We offer a wide range of services and provide complete clientsatisfaction. From managing credit to bankruptcy counseling, we are here to every consumer.","breadcrumb":{"@id":"https:\/\/improvedcredit.org\/services\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/improvedcredit.org\/services\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/improvedcredit.org\/services\/#primaryimage","url":"https:\/\/improvedcredit.org\/wp-content\/uploads\/2026\/09\/consumer-credit-counceling-medford-featured-image.jpg","contentUrl":"https:\/\/improvedcredit.org\/wp-content\/uploads\/2026\/09\/consumer-credit-counceling-medford-featured-image.jpg","width":1919,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/improvedcredit.org\/services\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/improvedcredit.org\/"},{"@type":"ListItem","position":2,"name":"Services"}]},{"@type":"WebSite","@id":"https:\/\/improvedcredit.org\/#website","url":"https:\/\/improvedcredit.org\/","name":"Consumer Credit Counseling Service of Southern Oregon","description":"Located in Medford, we are a local team of professionals who are committed to improving your financial health.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/improvedcredit.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"}]}},"_links":{"self":[{"href":"https:\/\/improvedcredit.org\/es\/wp-json\/wp\/v2\/pages\/50","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/improvedcredit.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/improvedcredit.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/improvedcredit.org\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/improvedcredit.org\/es\/wp-json\/wp\/v2\/comments?post=50"}],"version-history":[{"count":12,"href":"https:\/\/improvedcredit.org\/es\/wp-json\/wp\/v2\/pages\/50\/revisions"}],"predecessor-version":[{"id":1216,"href":"https:\/\/improvedcredit.org\/es\/wp-json\/wp\/v2\/pages\/50\/revisions\/1216"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/improvedcredit.org\/es\/wp-json\/wp\/v2\/media\/45"}],"wp:attachment":[{"href":"https:\/\/improvedcredit.org\/es\/wp-json\/wp\/v2\/media?parent=50"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}