I have been thinking of starting a blog for some time, as several of my friends blog, but this is my first step in that direction. I hope you will enjoy this, and take part in this journey with me. We will talk about money issues, investing, credit cards, how to manage debt, student loans and other related topics.
A little about myself: I’m just like most of you with a car loan, home mortgage, and credit cards. On this journey, I hope to pass on some tips that I have learned, what others have passed on, some personal ideas and what I have read or seen or from season financial health experts as we take this journey.
I hope you’ll follow along! I will be updating this page regularly with tips, and you will also find more helpful information on our Facebook and Instagram sites. My goal is to make this a fun, easy, and an enjoyable experience for all of us.
Some of my comments will be specific to the area where I live southern Oregon and others may be more general in nature.
I was at Costco this weekend and they already have their holiday decorations for sale. Yes, it’s a little early for me, but it got me to thinking of holiday cash. I know that we are all tempted, but this is not the season to bust your budget, no matter how much you want that special gift for you or someone else. Let’s talk about how we can afford something extra this season, without getting into a position where we’re still paying off Christmas next July.
Maybe you already have a job and are looking for second job to earn extra holiday cash for gifts.. I know that Harry and David is looking for seasonal workers to help with the holiday rush. There are others out there who have to staff up for the holidays
We can all be tempted to bust the budget in the holiday season. So, if you are prone to this, build yourself a financial cushion and short term nest egg for gifting. Take a second job, like the ones offered by Harry & David or by others at the Mall, and make that your extra holiday spending money, so that you don’t run up the credit cards, and end up paying on Christmas next July.