Our credit counseling and debt management services aren’t intended to improve your credit score, but the free financial literacy education and counseling we offer can teach you the right ways to improve your credit score.
A free copy of your Equifax, Experian, and TransUnion credit reports can be obtained once every 12 months from the Annual Credit Report Request Service. You can find this online at www.annualcreditreport.com or you can call 877-322-8228. (877-730-4104 / TDD). This free report does not include your credit scores.
CCCS offers a merged three bureau credit report for a fee that includes your credit scores. An appointment that includes a free review to be sure you understand the report and to answer questions is required for this service. We can advise you how to dispute inaccurate information and help you learn how to avoid being scammed by credit repair companies.
