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Our Impact

Families Helped

$0 Million

Returned to Creditors

0

Credit Reports Run

0

Education Hours Provided

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Empowering Financial Literacy

Helping the People of Southern Oregon

SINCE 1971

We are a local team of professionals and community volunteers dedicated to making Consumer Credit Counseling Service of Southern Oregon a regional leader for social and financial transformation. Understanding that financial health and security are a large part of the social determinant of health, we recognize and address the financial challenges of our clients. Through professional counseling and community-wide education, we endeavor to empower financial stability. We work with an array of community partners to improve the financial health of individuals, families, and communities.
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How it Works

We're here for you

We have highly trained financial counselors right here in Southern Oregon.

Get the help you need

We want to connect you with the best tools that can help your situation. 

Building dreams

You can reach your financial goals and transform your future and we can help you get there. 

Manage Credit
Reduce Debt
Payoff Student Loan
Buy a Home
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Bill's Budget Blog

Women and retirement
I hear it all the time: life is short. Way too short, in fact. But for women, it is getting a little longer, according to some national research. The average American woman’s life expectancy hit an all-time high of 81.2 years back in 2014. That compares to the life expectancy of 76 years for the… Read More
Think before you job hop
Job hopping, generally defined as spending less than two years in a position, can be an easy path to a higher salary. Experts caution that bouncing from position to position can be a serious red flag to prospective jobs, future employers and HR managers. Unfortunately, according to a new national survey, a majority of workers—up… Read More
Love and Debt
Recently I was talking with a friend who has good credit. She has at times even worked two jobs, just to make sure that she paid her bills and maintained that excellent credit she now enjoys. She is now dating someone and it’s getting pretty serious. However, she has some suspicions that this person may… Read More
Affordable Valentine’s Day
We are fast approaching Valentine’s Day and I just want to explore some non-budget-busting Valentine’s ideas that won’t destroy your budget and still keep some romance in the day. We all want the romance, and to tell that special person how much we care, but at the same time, let’s be budget conscious.  I’m as… Read More
New Years Resolutions-Save More Spend Less
Bill’s Blogs Ah, we made it through the holidays.  It’s time to celebrate a New Year full of hope and maybe a new resolution or two. OK, I need to confess: yes, I do make New Year’s resolutions (I suspect others of you do also, just maybe secretly and you don’t tell).  I have found… Read More
Count Your Blessings and Give Thanks
Our Sincere Thanks   This is the time of year to count your blessings and give thanks.  As the Executive Director of a community based non-profit, I want to express my sincere thanks to the many community foundations who provide grant funds to help us operate.  Without this outstanding support, we could not stay open… Read More

Our Partners