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Empowering Financial Literacy

Helping the People of Southern Oregon

SINCE 1971

We are a local team of professionals and community volunteers dedicated to making Consumer Credit Counseling Service of Southern Oregon a regional leader for social and financial transformation. Understanding that financial health and security are a large part of the social determinant of health, we recognize and address the financial challenges of our clients. Through professional counseling and community-wide education, we endeavor to empower financial stability. We work with an array of community partners to improve the financial health of individuals, families, and communities.
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How it Works

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We have highly trained financial counselors right here in Southern Oregon.

Get the help you need

We want to connect you with the best tools that can help your situation. 

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You can reach your financial goals and transform your future and we can help you get there. 

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Bill's Budget Blog

Set yourself up for a great 2019
I’m sure where the days and months went, but we are fast approaching the end of 2018. It just four more months till December 31. Yikes!! That said, in the remaining months there are some things you can do set yourself up for a great start in 2019 and Consumer Credit can help you get… Read More
Budgeting Skills
One of the most popular classes we offer is Budgeting Made Easy. Time and time again we hear how much clients learned about their spending habits, what expenses they can cut, and how much they are saving monthly, all as a result of these classes. This is a regularly occurring class, offered every two months.… Read More
Women and Retirement
I hear it all the time: life is short. Way too short, in fact. But for women, it is getting a little longer, according to some national research. The average American woman’s life expectancy hit an all-time high of 81.2 years back in 2014. That compares to the life expectancy of 76 years for the… Read More
Think Before You Job Hop
Job hopping, generally defined as spending less than two years in a position, can be an easy path to a higher salary. Experts caution that bouncing from position to position can be a serious red flag to prospective jobs, future employers and HR managers. Unfortunately, according to a new national survey, a majority of workers—up… Read More
Love and Debt
Recently I was talking with a friend who has good credit. She has at times even worked two jobs, just to make sure that she paid her bills and maintained that excellent credit she now enjoys. She is now dating someone and it’s getting pretty serious. However, she has some suspicions that this person may… Read More
Affordable Valentine’s Day
We are fast approaching Valentine’s Day and I just want to explore some non-budget-busting Valentine’s ideas that won’t destroy your budget and still keep some romance in the day. We all want the romance, and to tell that special person how much we care, but at the same time, let’s be budget conscious.  I’m as… Read More

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