Helping the People of Oregon SINCE 1971

We are a local team of professionals and community volunteers dedicated to making Consumer Credit Counseling Service of  Oregon a regional leader for social and financial transformation. Understanding that financial health and security are a large part of the social determinant of health, we recognize and address the financial challenges of our clients. Through professional counseling and community-wide education, we endeavor to empower financial stability. We work with an array of community partners to improve the financial health of individuals, families, and communities.


How it works?

We’re here for you

We have highly trained financial counselors right here in Southern Oregon.

Get the help you need

We want to connect you with the best tools that can help your situation.

Building dreams

You can reach your financial goals and transform your future and we can help you get there.


We offer a wide range of services and provide complete client satisfaction

Manage Credit

Reduce Debt

Payoff Student Debt

Buy a Home

Stay In My Home



Empowering Financial

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Calculate Your Financial


Bill's Budget Blog

Sep 21, 2018

Financial Realities to Face in your 20s

Those of you who know me know that I like lists. Yes, lists of all kinds and types. Small and large and on topics important and not-so-pressing. So, yes,

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Aug 24, 2018

Set Yourself up for a Great 2019

I’m sure where the days and months went, but we are fast approaching the end of 2018. It just four more months till December 31. Yikes!! That said,

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May 16, 2018

Budgeting Skills

One of the most popular classes we offer is Budgeting Made Easy. Time and time again we hear how much clients learned about their spending habits, what expenses they can cut,

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May 8, 2018

Women and Retirement

I hear it all the time: life is short. Way too short, in fact. But for women, it is getting a little longer, according to some national research. The average American woman’s life expectancy

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Apr 27, 2018

Think Before You Job Hop

Job hopping, generally defined as spending less than two years in a position, can be an easy path to a higher salary. Experts caution that bouncing from

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Nov 15, 2018

Using Social Media Wisely

Over the last many months I have been using this space to talk about credit—using it wisely, how to improve it, and related matters. All of these topics, of course,

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Our Impact

37,836 Families Helped
$35 Million Returned to Creditors
672,516 Credit Reports Run
36,127 Education Hours Provided

You too can make an impact!

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Reviews from our Clients


Wow, your counseling really works. Why didn’t we do this earlier?

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Central Point, Oregon


No judgement. Everyone was so nice. We have a clear path forward.


Central Point, Oregon


Your staff was so helpful and understanding. I can breathe again.


Central Point, Oregon


Your counseling is five star. It made such a difference for us. We can plan on a future now.


Central Point, Oregon

Our Partners


Our Community Partners

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Opinion: Address health from all angles