This course is to be completed after a bankruptcy case has been filed. You need to have a case number to register for this class. If you do not have a case number, you should not take this course. If you need to get a counseling certificate so an attorney can file your bankruptcy, Consumer Credit Counseling of Southern Oregon offers that certificate to a person who has completed an on-line counseling session or in-person counseling appointment. If you need the Pre-Filing counseling, click here. To make that appointment for Pre-Filing Counseling, call 541-779-2273 during normal business hours.
Consumer Credit Counseling is approved to offer Pre-Discharge Bankruptcy Education On-line and issue certificates in compliance with the Bankruptcy Code.* The online course is titled “Money in Motion” and takes a minimum of two hours to complete. The online education course fee is $30.00 per person and $45.00 for a couple. CCCS will provide services without regard to debt student’s ability to pay and will not withhold services because of an inability to pay.
Look for this Box. Please note that once you have paid for your course using your credit card or PayPal account, you will be instructed to complete the registration process by following a link that will take you to a page with your User ID and password. Do not miss this step.
The Money in Motion identification process includes a few security procedures. When you log into the program for the first time, you’ll be asked to select a security question, provide a personal answer, and the last four digits of your social security number. Sometime in the middle of the course, you will be asked to re-enter the SSN’s. If you fail to enter them correctly you will be locked out of your course and will need to contact the CCCS office to be reinstated on the course. When you prepare to submit your post-assessment answers, you’ll be required to enter your password and answer your security question. Both must be correctly completed in order for the Money in Motion system to accept your post-assessment answers.
You must earn a post-assessment score of 70% or more to complete the course. If you do not achieve this score, the Money in Motion system will instruct you to proceed to a page where you’ll retake the post-assessment. The system will show only the questions that you missed, and will eliminate the questions that were answered correctly. Each question will include a link to the chapter where you can find the answer. The process will repeat until you successfully achieve a total score of 70% or higher.
Do not try to complete the course in less than two hours. Should you complete the online course in less than 120 minutes, you will receive a pop-up screen that says you have not spent enough time on the course and you will be redirected back to the course content to spend additional time. So don’t try to hurry through the course.
The class may be restarted if you are interrupted. You should save the e-mail you will receive with your password and username because the link to the course will be in that e-mail. Follow the link, enter your username and password, and the course will resume from where you last left the program.
You will need a valid credit or debit card to purchase the course online, or you may purchase the course in person from CCCS of Southern Oregon at the Medford office only. You will need to enter your bankruptcy case number in order to get your certificate. Please e-mail, mail, or fax (541-779-6412) a copy of your driver’s license or other valid photo ID to verify your identity.
Certificates issued at the completion of this course are only valid in bankruptcy courts
in Oregon & California.
Before you register and pay for the online bankruptcy course, please review the following notes carefully:
- Once you complete the registration process (provide Name, E-mail address, and payment information) your fee will not be refunded to you.
- If you need any assistance throughout the education course, you may reach us by calling (541) 779-2273 during normal business hours Monday through Friday 8 am to 5 pm. You may also leave a message at info@improvedcredit.org and messages will be addressed during business hours.
Consumer Credit Counseling Service of Southern Oregon maintains the highest standards of quality. The Pre-Discharge Course is also available in person monthly at the CCCS Medford location. The schedule for classes is posted on the bankruptcy education page. Pre-registration is required for in-person classes.
Upon completion of the course, CCCS of Southern Oregon will provide a certificate of completion to you within 3 business days. Please contact our office if you have not received the certificate within 3 business days. It is your responsibility to file the certificate with the court or your attorney.
The Agency’s Director serves as the supervisor for the Bankruptcy Education Program. The Director of Education/Marketing administers all education programs for the agency.
CCCS does not pay or receive fees or other consideration for the referral of debtor students to or by the provider.
- I authorize Consumer Credit Counseling Service of Southern Oregon to instruct me on credit and money management.
- I understand that the decision to implement any suggestions made by CCCSSO is entirely up to me.
- I have read and understand the Disclosure Statement .
- If requested, I authorize CCCSSO to release a copy of my Bankruptcy Education Certificate to my attorney and will provide the attorney’s name, address, and fax number is needed.
- I agree to hold CCCS of Southern Oregon, its officers, directors, agents, employees and volunteers harmless from any claim, suit, action or demand of any kind from my creditors, others or myself.
- Nothing herein shall apply to actions or claims under provisions of the United States Bankruptcy Code, U.S.C. § 101 et seq.
*”Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.” EOUST has not reviewed other non-counseling services. CCCS states that debtor information could potentially be disclosed to the EOUST.
Follow this link to begin your Pre-Discharge On-line Education course.
