We work with an array of community partners to improve the financial health of individuals, families, and communities in Oregon!

541-779-2273

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Reduce My Debt

Our counselors are local, and we are here to help, listen and try to seek workable solutions.

Let Us Help

My Money Checkup

\u003cp\u003eGet help improving your financial future with the My Money Checkup survey\u003c/p\u003e

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Manage My Credit

\u003cp\u003eOur credit counseling and debt management services aren’t intended to improve your credit score, but the free financial literacy education and counseling we offer can teach you the right ways to improve your credit score.\u003c/p\u003e

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Stay in My Home

\u003cp\u003eThinking about a Reverse Mortgage? We can talk about the pros and cons, and let you know who qualifies.\u003c/p\u003e

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Buy a Home

\u003cp\u003eWe are committed to working in the best interests of our clients and will provide unbiased guidance.\u003c/p\u003e

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Payoff My Student Loans

\u003cp\u003eOur certified Student Loan Counselors can help you navigate your repayment options and available forgiveness programs.\u003c/p\u003e

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Helping the People of Oregon SINCE 1971

We are a local team of professionals and community volunteers dedicated to making Consumer Credit Counseling Service of Oregon a regional leader for social and financial transformation. Understanding that financial health and security are a large part of the social determinant of health, we recognize and address the financial challenges of our clients. Through professional counseling and community-wide education, we endeavor to empower financial stability. We work with an array of community partners to improve the financial health of individuals, families, and communities.

How does it work?

We’re here for you

We have highly trained financial counselors right here in Southern Oregon.

Get the help you need

We want to connect you with the best tools that can help your situation.

Building dreams

You can reach your financial goals and transform your future and we can help you get there.

How does it work?

Manage Credit

Buy a Home

Reduce Debt

Stay In My Home

Pay Student Debt

Bankruptcy

Empowering Your Financial Literacy

Get Started

Calculate Your Financial
Dreams

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Bill's Budget Blog

Budgeting Skills

Budgeting Skills One of the most popular classes we offer is Budgeting Made Easy. Time and time again we hear how much clients learned about their spending habits, what expenses they can cut, and how much they are saving monthly, all as a result of...

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Women and Retirement

Women and Retirement I hear it all the time: life is short. Way too short, in fact. But for women, it is getting a little longer, according to some national research.The average American woman’s life expectancy hit an all-time high of 81.2 years...

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Think Before You Job Hop

Think Before You Job Hop Job hopping, generally defined as spending less than two years in a position, can be an easy path to a higher salary. Experts caution that bouncing from position to position can be a serious red flag to prospective jobs,...

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Our Impact

Heart with pulse line

38,056

Families Helped

Return arrow

$35 Million

Returned to Creditors

Check mark

672,516

Credit Reports Run

Education book

36,127

Education Hours Provided

Our Impact

"Wow, your counseling really works. Why didn't we do this earlier?"

Sarah
Central Point, Oregon

"No judgement. Everyone was so nice. We have a clear path forward."

Ron
Medford, Oregon

"Your staff was so helpful and understanding. I can breathe again."

Nancy
Phoenix, Oregon

"Your counseling is five star. It made such a difference for us. We can plan on a future now."

Jose
White City, Oregon